Alltech National Title for Mortgage Lenders
Alltech National Title is an Inc. 5000–ranked, AI-native title company built around lender operational standards. We provide title insurance, closing, and escrow services across Pennsylvania, Illinois, Wisconsin, Texas, and Florida, with post-close SLAs, TRID compliance, and dedicated loan-level coordinators that high-volume lenders can build pipelines around.
How does Alltech handle CD review and lender package delivery?
We receive the lender package, review for completeness, confirm wire instructions, and balance the closing disclosure before we send it to the borrower. If there’s a tolerance cure, we catch it in the balance — not at the signing table. CD delivery is confirmed with a timestamp and document verification. Lenders who have had last-minute balancing delays at other title companies typically notice the difference in the first month of working with us.
For purchase transactions, we coordinate with the listing agent, buyer’s agent, and lender simultaneously to ensure the closing date stays on schedule even when one side slips. For refinances, we monitor the right-of-rescission window and confirm the funding date in writing before the file closes.
What’s the post-close SLA for final policy and recording?
Final title policy delivery: within 30 days of recording for standard residential transactions. Post-close packages — including the final policy, recording confirmation, and required endorsements — are delivered to your post-close team per the agreed timeline for each lender relationship. We maintain a dedicated post-close coordinator for lender accounts processing volume. If your operations team has a specific format requirement for the post-close package, we adapt to it.
Which underwriters does Alltech place through?
We place through major national underwriters including Fidelity National Title, Chicago Title, Old Republic, and others depending on market and transaction type. Our underwriter relationships are maintained at the corporate level — meaning individual transactions don’t have to negotiate coverage exceptions. For complex files (complex ownership, prior liens, estate situations), our underwriter relationships and direct escalation contacts reduce commitment-to-clear timelines significantly compared to title companies that underwrite through single-channel relationships.
How does Alltech support high-volume mortgage operations?
We handle pipeline volume by assigning lender-dedicated coordinators for accounts consistently processing more than 10 files per month. That coordinator knows your team’s naming conventions, document preferences, and escalation contacts. We also support bulk file opens, coordinated pipeline reporting, and direct Encompass/LOS integration for lenders using standard mortgage platforms. If your operations team needs a custom report format, we can accommodate it. Our goal is to run as a seamless extension of your operations — not a vendor you have to babysit.
Frequently asked questions
What is your turnaround on title commitments?
Standard residential: 3–5 business days from order receipt for clean chains. Complex files (multiple prior owners, estate history, commercial coloring) may take longer — we’ll give you a revised ETA on day one. Rush service is available for time-sensitive transactions.
Can I see file status in real time without calling?
Yes. Our lender portal shows commitment status, CD balance status, closing confirmation, and recording confirmation in real time. We also send milestone notifications — commitment issued, CD balanced, wires received, recording confirmed — proactively so you don’t have to ask.
How do you handle TRID tolerance exceptions?
We catch tolerance issues during the CD balance, not at the signing table. If a cure is needed, we notify the lender’s operations team with the specific line item and recommended handling before we send the CD to the borrower. We do not advance past balancing until tolerance compliance is confirmed.
Do you support remote closings?
Yes. We support mail-away, mobile notary, and remote online notarization (RON) in states and on transaction types where the jurisdiction and investor allow. We’ve been operating in fully digital closing environments since 2011 and currently use Paymints.io for secure wire-free fund transfers.
What happens if a title defect comes up after commitment?
We notify the lender immediately with a written summary of the defect and available resolution paths. Most defects — unpaid prior liens, estate clouds, recording errors — resolve through payoff, corrective deed, or underwriter endorsement. We own the resolution process and keep you updated in writing through the close.
Share With Your Borrowers: The Refinance Journey Walkthrough
A 7-stage guide to a mortgage refinance from application to funding. Share with borrowers who want to understand the rescission period, payoff coordination, and when to expect their cash-out wire.
Set Up a Lender Account
We’ll walk you through coordinator assignment, portal access, and how our SLAs align with your operations team’s requirements. Call (703) 934-2100 or use the form below.
Content reviewed by Hope Ottoviani, Chief Operating Officer, Alltech National Title.
What Our Clients Say
5.0
— 76 Verified Google Reviews
Have worked with them on a third closing. Deb and team are extremely professional and make the process easy. I highly recommend them.
Very efficient, smooth, remote closing process. A+++ Samantha Routh was great! Thank you!
Ken Chotiner was incredibly helpful and communicative during the mortgage lending process and had everything ready for the day of closing. Highly recommend!
Alltech is the best!! Ken keeps the entire transaction moving along smoothly.
Debra Patti, Esq., Karen, and the whole team at Alltech are excellent; would highly recommend.
