Title insurance and settlement services for residential and commercial real estate transactions in Texas, with experience in Austin, Round Rock, and the central Texas corridor.
Texas is a title-agent state — closings are conducted by a licensed title company rather than an attorney. Alltech National Title issues ALTA lender and owner title insurance policies and manages full settlement services for Texas buyers, sellers, and lenders.
Texas has no state income tax, but real estate transactions involve a promissory note and deed of trust rather than a mortgage. Texas also has unique homestead protections that affect refinance transactions — a Texas home equity loan (Section 50(a)(6)) carries specific disclosure and rescission requirements that Alltech’s settlement team handles correctly on every file.
Standard title commitment turnaround is 3–5 business days from receipt of a complete order. Expedited service is available.