Your Closing
Journey
From the moment your contract is signed to the day you receive the keys, here’s exactly what happens behind the scenes — and where you fit in. Designed to make one of life’s biggest transactions feel less mysterious.
The title company is the quiet hub of every real estate closing. We search the title, clear what’s in the way, coordinate with your lender and agent, and disburse the money. You’ll hear from us throughout — here’s the order of operations.
What you do
The Seven Stages of Closing
Contract Accepted & Escrow Opened
DAY 0–3
WE DO · Open the file, assign your closer, send your welcome packet, hold earnest money in escrow.
YOU DO · Watch for our intro email and reply with your contact info.
Title Search & Examination
DAY 3–10
WE DO · Pull full ownership history; flag liens, judgments, easements, or open mortgages.
YOU DO · Nothing yet. Sellers: be ready for questions on prior liens or HOA contacts.
Title Commitment Issued
DAY 10–14
WE DO · Send the commitment to you, lender, and agent; start clearing exceptions.
YOU DO · Review with your agent — flag anything unfamiliar so we can explain.
Loan, Survey & HOA Coordination
DAY 14–30
WE DO · Coordinate with lender, order survey/HOA, request payoffs, prep the deed.
YOU DO · Buyers: respond fast to lender. Sellers: send payoff letters & HOA contacts.
Closing Disclosure & Final Numbers
DAY 28–33
WE DO · Balance with lender, prep CD/seller statement, schedule signing, send wire details.
YOU DO · Review every line. Confirm wire instructions by phone.
Settlement Day
DAY 30–45
WE DO · Walk you through every signature, collect funds, witness/notarize, confirm with lender.
YOU DO · Bring photo ID. Wire funds in advance. Show up — we handle the rest.
Recording, Disbursement & Welcome Home
DAY 30–45+
WE DO · Record the deed, disburse funds, pay prior liens, issue your final policy.
YOU DO · Save your closing package. Update insurance & address. We’re still here for you.